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Traditional mortgage loans often make it difficult for self-employed individuals, freelancers, and business owners to qualify due to fluctuating income or complex tax returns. Our Bank Statement Loan Program provides a flexible alternative, allowing you to qualify based on your personal or business bank statements rather than tax returns or W-2s.
Key Benefits:
Low Down Payment – Put down as little as 10% with no mortgage insurance (MI) required, helping you preserve cash for other investments.
Higher DTI Limits – Qualify with a debt-to-income ratio of up to 50%, providing more flexibility in managing your finances.
Fixed-Rate Stability – Enjoy a 30-year fixed mortgage, ensuring consistent monthly payments for long-term financial planning.
Generous Loan Amounts – Borrow up to $3 million, making it ideal for purchasing high-value properties or refinancing existing homes.
Flexible Credit Requirements – Qualify with a credit score as low as 660, making homeownership more accessible.
No Tax Returns Needed – We assess 12 to 24 months of bank statements to verify income, eliminating the need for complicated tax documentation.
Get a free instant rate quote
Take a first step towards your dream home
Free & non binding
No documents required
No impact on credit score
No hidden costs
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